Terms of Use

Last updated: October 29, 2026

By using ClearDebtTools.com, you agree to these terms.

Use of the site

You may use the calculators and guides for lawful, personal, and educational purposes. Do not copy, scrape, or republish our content at scale without permission.

No warranty

The tools and content are provided as is, without any warranty of accuracy, completeness, or availability. Results are estimates based on the numbers you enter and on simplified assumptions.

Limitation of liability

To the extent permitted by law, we are not liable for any loss resulting from your use of, or reliance on, the site. See also our disclaimer.

Third-party links and ads

The site may link to or display third-party content. We are not responsible for their content or practices.

Changes

We may update these terms at any time. Continued use means you accept the changes.